KPI Name

Return on Equity (ROE)

Introduction to the Return on Equity (ROE) KPI

The Return on Equity (ROE) KPI measures how effectively a company generates profit from the shareholders’ invested capital. It’s one of the most important financial ratios for investors and executives, offering a clear view of profitability and management efficiency.

What Is Return on Equity (ROE)?

ROE shows how much net income a company produces for every unit of shareholder equity. The formula is:

ROE = (Net Income ÷ Shareholders’ Equity) × 100

A higher ROE indicates strong financial performance and efficient use of equity capital. A low ROE may signal operational challenges, low profitability, or an underperforming business model.

Why This KPI Matters

ROE provides valuable insight into a company’s ability to create value for investors. It helps organizations and stakeholders understand:

  • Profitability relative to owner investment

  • Management efficiency and strategic execution

  • Competitive strength within an industry

  • Long-term sustainability and reinvestment capacity

  • Impact of capital structure on returns

Companies with consistently high ROE are often viewed as strong, well-run, and attractive to investors.

How to Use This KPI Effectively

Businesses frequently compare ROE across time periods, competitors, and industry benchmarks. When analyzed alongside KPIs like Return on Assets (ROA), Debt-to-Equity Ratio, Operating Profit Margin, and Return on Invested Capital (ROIC), ROE provides a comprehensive view of financial health and value creation.

KPI Description

Measures the profitability of a company relative to shareholders’ equity.

Tags

Category

Financial

Alternative Names

ROE Ratio

KPI Type

Quantitative, Lagging

Target Audience

Investors, CFOs, Financial Analysts, Shareholders

Formula

ROE = (Net Income / Shareholder’s Equity) × 100

Calculation Example

If a company has $5,000,000 in shareholder equity and earns $750,000 in net income, ROE = (750,000 / 5,000,000) × 100 = 15%

Data Source

Financial reports, accounting records

Tracking Frequency

Quarterly, Annually

Optimal Value

Higher is better; indicates strong return to shareholders.

Minimum Acceptable Value

ROE below industry average may indicate poor management efficiency.

Benchmark

Banking industry ~10-15%, Retail ~15-20%, Tech ~20-30%

Recommended Chart Type

Line chart (to track trends), Bar chart (to compare across companies)

How It Appears in Reports

Displayed as a percentage in financial reports and shareholder presentations.

Why Is This KPI Important?

Helps investors assess a company’s profitability and management effectiveness.

Typical Problems and Limitations

ROE can be inflated by excessive debt; does not reflect financial stability.

Actions for Poor Results

Reduce unnecessary debt, improve profit margins, optimize capital allocation.

Related KPIs

Return on Assets (ROA), Net Profit Margin, Earnings Per Share (EPS)

Real-Life Examples

A tech company improved ROE by focusing on high-margin products, increasing shareholder value.

Most Common Mistakes

Comparing ROE without considering leverage, ignoring the impact of debt on equity returns.